/* ==========================================================================
   SeguraBici - Premium Light & Clean Insurance Landing Page
   Exact Corporate Palette: #009ED6 (Cyan), #1C343C (Dark Slate), #FFFFFF (White)
   Style: Ultra-Clean, Modern Light Theme, Professional & High Conversion
   ========================================================================== */

:root {
  --primary-cyan: #009ED6;
  --dark-slate: #1C343C;
  --corp-gradient: linear-gradient(135deg, #009ED6 0%, #1C343C 100%);
  --corp-gradient-hover: linear-gradient(135deg, #0086B8 0%, #12252C 100%);
  
  --primary: #009ED6;
  --secondary: #1C343C;
  --accent: #3ECF8E;
  
  /* Light Theme Color Palette */
  --bg-page: #F4F8FC;
  --bg-card: #FFFFFF;
  --bg-section-alt: #EBF4FA;
  --bg-slate: #1C343C;
  
  --text-main: #1C343C;
  --text-muted: #4B637A;
  --text-light: #8AA2B8;
  --text-white: #FFFFFF;
  
  --border-light: rgba(0, 158, 214, 0.18);
  --border-card: rgba(28, 52, 60, 0.12);
  
  --radius-sm: 8px;
  --radius-md: 16px;
  --radius-lg: 24px;
  --radius-full: 9999px;
  
  --shadow-sm: 0 4px 16px rgba(28, 52, 60, 0.05);
  --shadow-md: 0 12px 32px rgba(28, 52, 60, 0.09);
  --shadow-lg: 0 20px 48px rgba(28, 52, 60, 0.14);
  
  --transition-fast: 0.2s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-normal: 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}

/* Reset & Base Setup */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-family: 'Inter', system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  color: var(--text-main);
  background-color: var(--bg-page);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

body {
  overflow-x: hidden;
  position: relative;
}

body.modal-open {
  overflow: hidden;
}

h1, h2, h3, h4, h5, h6 {
  font-family: 'Outfit', 'Inter', system-ui, sans-serif;
  font-weight: 700;
  line-height: 1.25;
  color: var(--text-main);
  letter-spacing: -0.02em;
}

a {
  color: inherit;
  text-decoration: none;
  transition: color var(--transition-fast);
}

button {
  font-family: inherit;
  cursor: pointer;
  border: none;
  outline: none;
  background: none;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

.container {
  width: 100%;
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

/* Helper Text Classes */
.text-cyan { color: var(--primary-cyan); }
.text-slate { color: var(--dark-slate); }

.text-gradient {
  background: linear-gradient(135deg, #009ED6 0%, #1C343C 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.section-padding {
  padding: 5.5rem 0;
}

@media (max-width: 768px) {
  .section-padding { padding: 3.5rem 0; }
}

.section-header {
  text-align: center;
  max-width: 780px;
  margin: 0 auto 3.5rem;
}

.section-tag {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.4rem 1.2rem;
  border-radius: var(--radius-full);
  background: rgba(0, 158, 214, 0.1);
  color: var(--primary-cyan);
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 1rem;
}

.section-title {
  font-size: 2.75rem;
  margin-bottom: 1.25rem;
  color: var(--dark-slate);
}

@media (max-width: 768px) {
  .section-title { font-size: 2rem; }
}

.section-subtitle {
  font-size: 1.15rem;
  color: var(--text-muted);
}

/* ==========================================================================
   BUTTON SYSTEM
   ========================================================================== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
  padding: 1rem 2.25rem;
  border-radius: var(--radius-md);
  font-weight: 700;
  font-size: 1rem;
  transition: all var(--transition-fast);
  box-shadow: var(--shadow-sm);
}

.btn-primary, .btn-accent {
  background: var(--corp-gradient);
  color: var(--text-white);
  border: none;
}

.btn-primary:hover, .btn-accent:hover {
  background: var(--corp-gradient-hover);
  transform: translateY(-2px);
  box-shadow: 0 10px 24px rgba(0, 158, 214, 0.35);
}

.btn-secondary {
  background: #FFFFFF;
  color: var(--dark-slate);
  border: 1.5px solid rgba(0, 158, 214, 0.3);
}

.btn-secondary:hover {
  background: rgba(0, 158, 214, 0.06);
  border-color: var(--primary-cyan);
  transform: translateY(-2px);
}

.btn-icon {
  width: 20px; height: 20px;
  transition: transform var(--transition-fast);
}

.btn:hover .btn-icon {
  transform: translateX(4px);
}

/* ==========================================================================
   HEADER & NAVBAR (LIGHT THEME)
   ========================================================================== */
.header {
  position: fixed;
  top: 0; left: 0; width: 100%;
  z-index: 1000;
  padding: 1.25rem 0;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(0, 158, 214, 0.15);
  transition: all var(--transition-normal);
}

.header.scrolled {
  padding: 0.85rem 0;
  box-shadow: var(--shadow-md);
}

.header-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.logo img {
  height: 50px;
  width: auto;
}

.nav-menu {
  display: flex;
  align-items: center;
  gap: 2rem;
  list-style: none;
}

.nav-link {
  color: var(--dark-slate);
  font-weight: 600;
  font-size: 0.95rem;
  position: relative;
  padding: 0.5rem 0;
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0;
  width: 0%; height: 2px;
  background: var(--primary-cyan);
  transition: width var(--transition-fast);
}

.nav-link:hover {
  color: var(--primary-cyan);
}

.nav-link:hover::after {
  width: 100%;
}

.mobile-menu-btn {
  display: none;
  color: var(--dark-slate);
  font-size: 1.5rem;
}

@media (max-width: 992px) {
  .nav-menu {
    position: fixed;
    top: 75px; left: 0; width: 100%;
    background: rgba(255, 255, 255, 0.98);
    backdrop-filter: blur(20px);
    flex-direction: column;
    padding: 2rem; gap: 1.5rem;
    transform: translateY(-150%);
    transition: transform var(--transition-normal);
    box-shadow: var(--shadow-lg);
  }
  .nav-menu.active { transform: translateY(0); }
  .mobile-menu-btn { display: block; }
}

/* ==========================================================================
   PRODUCT BADGE BAR (Solo Patinetes)
   ========================================================================== */
.product-badge-bar {
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
  flex-wrap: wrap;
  margin-bottom: 1.5rem;
}

.product-badge-active {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.6rem 1.5rem;
  border-radius: var(--radius-full);
  font-weight: 700;
  font-size: 0.95rem;
  color: var(--text-white);
  background: var(--corp-gradient);
  box-shadow: 0 4px 14px rgba(0, 158, 214, 0.35);
  letter-spacing: 0.01em;
}

.product-badge-law {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.5rem 1.1rem;
  border-radius: var(--radius-full);
  font-weight: 600;
  font-size: 0.85rem;
  color: var(--primary-cyan);
  background: rgba(0, 158, 214, 0.1);
  border: 1.5px solid rgba(0, 158, 214, 0.3);
}

/* ==========================================================================
   CALCULATOR COMPONENT (#calculadora-patinetes) LIGHT STYLE
   ========================================================================== */
.calculator-box {
  background: #FFFFFF;
  border: 1.5px solid rgba(0, 158, 214, 0.25);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-md);
  margin-top: 1.75rem;
  max-width: 580px;
}

.calculator-title {
  color: var(--dark-slate);
  font-size: 1.2rem;
  margin-bottom: 1.25rem;
  display: flex;
  align-items: center;
  gap: 0.6rem;
}

.calculator-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  margin-bottom: 1.25rem;
}

@media (max-width: 576px) {
  .calculator-grid { grid-template-columns: 1fr; }
}

.inputCalculaPresupuesto {
  width: 100%;
  padding: 0.9rem 1rem;
  border-radius: var(--radius-md);
  border: 1.5px solid rgba(0, 158, 214, 0.25);
  background: #F8FCFF;
  color: var(--dark-slate);
  font-size: 0.95rem;
  font-weight: 600;
  font-family: inherit;
  outline: none;
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
  cursor: pointer;
}

.inputCalculaPresupuesto option {
  background: #FFFFFF;
  color: var(--dark-slate);
}

.inputCalculaPresupuesto:focus {
  border-color: var(--primary-cyan);
  box-shadow: 0 0 10px rgba(0, 158, 214, 0.3);
}

.button_green {
  background: var(--corp-gradient) !important;
  color: var(--text-white) !important;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  padding: 1rem 1.5rem;
  border-radius: var(--radius-md);
  font-weight: 800;
  font-size: 1.05rem;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  box-shadow: 0 8px 24px rgba(0, 158, 214, 0.35);
  transition: all var(--transition-fast);
}

.button_green:hover {
  background: var(--corp-gradient-hover) !important;
  transform: translateY(-2px);
  box-shadow: 0 12px 28px rgba(0, 158, 214, 0.45);
}

/* ==========================================================================
   HERO SECTION (LIGHT & LUMINOUS)
   ========================================================================== */
.hero {
  position: relative;
  min-height: 90vh;
  padding-top: 9rem;
  padding-bottom: 4.5rem;
  background: radial-gradient(circle at 80% 20%, #E5F3FC 0%, #F4F8FC 60%, #FFFFFF 100%);
  color: var(--dark-slate);
  display: flex;
  flex-direction: column;
  justify-content: center;
  overflow: hidden;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 3.5rem;
  align-items: center;
}

@media (max-width: 992px) {
  .hero-grid {
    grid-template-columns: 1fr;
    text-align: center;
    gap: 2.5rem;
  }
}

.hero-title {
  font-size: 3.4rem;
  line-height: 1.15;
  color: var(--dark-slate);
  margin-bottom: 1.25rem;
}

@media (max-width: 1200px) { .hero-title { font-size: 2.8rem; } }
@media (max-width: 768px) { .hero-title { font-size: 2.1rem; } }

.hero-subtitle {
  font-size: 1.2rem;
  color: var(--text-muted);
  margin-bottom: 1.5rem;
  max-width: 600px;
}

.hero-image-card {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  border: 1px solid rgba(0, 158, 214, 0.2);
}

.hero-image-card img {
  width: 100%;
  height: 520px;
  object-fit: cover;
  display: block;
}

.hero-floating-badge {
  position: absolute;
  bottom: 1.5rem; left: 1.5rem; right: 1.5rem;
  padding: 1.25rem 1.5rem;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(16px);
  border: 1px solid rgba(0, 158, 214, 0.25);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  gap: 1rem;
  box-shadow: var(--shadow-md);
}

.hero-floating-badge-icon {
  width: 46px; height: 46px;
  border-radius: var(--radius-sm);
  background: var(--corp-gradient);
  display: flex; align-items: center; justify-content: center;
  color: var(--text-white);
  flex-shrink: 0;
}

.hero-floating-badge-text h4 {
  color: var(--dark-slate);
  font-size: 1rem;
  margin-bottom: 0.15rem;
}

.hero-floating-badge-text p {
  color: var(--text-muted);
  font-size: 0.85rem;
}

/* Quick Indicators Grid */
.hero-indicators {
  margin-top: 3.5rem;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
}

@media (max-width: 992px) { .hero-indicators { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 576px) { .hero-indicators { grid-template-columns: 1fr; } }

.indicator-card {
  background: #FFFFFF;
  border: 1px solid rgba(0, 158, 214, 0.2);
  border-radius: var(--radius-md);
  padding: 1.25rem;
  display: flex; align-items: center; gap: 1rem;
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition-fast), border-color var(--transition-fast);
}

.indicator-card:hover {
  transform: translateY(-3px);
  border-color: var(--primary-cyan);
  box-shadow: var(--shadow-md);
}

.indicator-icon {
  width: 44px; height: 44px;
  border-radius: 12px;
  background: rgba(0, 158, 214, 0.12);
  color: var(--primary-cyan);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}

.indicator-value {
  font-family: 'Outfit', sans-serif;
  font-weight: 800;
  font-size: 1.25rem;
  color: var(--dark-slate);
  line-height: 1.2;
}

.indicator-label {
  font-size: 0.85rem;
  color: var(--text-muted);
}

/* ==========================================================================
   STICKY CTA BAR
   ========================================================================== */
.sticky-cta-bar {
  position: fixed;
  bottom: -100px; left: 0; width: 100%;
  z-index: 900;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(16px);
  border-top: 1px solid rgba(0, 158, 214, 0.25);
  padding: 0.9rem 0;
  box-shadow: 0 -8px 32px rgba(28, 52, 60, 0.12);
  transition: bottom 0.4s ease-in-out;
}

.sticky-cta-bar.visible { bottom: 0; }

.sticky-cta-content {
  display: flex; align-items: center; justify-content: space-between; gap: 1.5rem;
}

.sticky-cta-info { display: flex; align-items: center; gap: 1rem; }

.sticky-cta-icon {
  width: 38px; height: 38px;
  border-radius: 50%;
  background: rgba(0, 158, 214, 0.12);
  color: var(--primary-cyan);
  display: flex; align-items: center; justify-content: center;
}

.sticky-cta-text h4 { color: var(--dark-slate); font-size: 1.05rem; margin-bottom: 0.1rem; }
.sticky-cta-text p { color: var(--text-muted); font-size: 0.85rem; }

/* ==========================================================================
   COVERAGES SECTION (LIGHT CARDS)
   ========================================================================== */
.coverages-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

@media (max-width: 1024px) { .coverages-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 768px) { .coverages-grid { grid-template-columns: 1fr; } }

.coverage-card {
  background: #FFFFFF;
  border-radius: var(--radius-lg);
  padding: 2.25rem;
  border: 1px solid var(--border-card);
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-normal);
  display: flex; flex-direction: column; justify-content: space-between;
  position: relative; overflow: hidden;
}

.coverage-card::before {
  content: '';
  position: absolute; top: 0; left: 0; width: 100%; height: 4px;
  background: var(--corp-gradient);
  opacity: 0;
  transition: opacity var(--transition-fast);
}

.coverage-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-md);
  border-color: rgba(0, 158, 214, 0.35);
}

.coverage-card:hover::before { opacity: 1; }

.coverage-icon-box {
  width: 56px; height: 56px;
  border-radius: var(--radius-md);
  background: var(--bg-section-alt);
  color: var(--primary-cyan);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 1.5rem;
  transition: all var(--transition-fast);
}

.coverage-card:hover .coverage-icon-box {
  background: var(--corp-gradient);
  color: var(--text-white);
  transform: scale(1.05);
}

.coverage-title { font-size: 1.35rem; margin-bottom: 0.85rem; color: var(--dark-slate); }
.coverage-desc { color: var(--text-muted); font-size: 0.95rem; margin-bottom: 1.25rem; }

.coverage-list {
  list-style: none; margin-bottom: 1.5rem;
  display: flex; flex-direction: column; gap: 0.5rem;
}

.coverage-list li {
  display: flex; align-items: center; gap: 0.6rem;
  font-size: 0.9rem; color: var(--dark-slate);
}

.coverage-list li svg { width: 16px; height: 16px; color: var(--primary-cyan); flex-shrink: 0; }

.coverage-footer {
  margin-top: auto; padding-top: 1.25rem;
  border-top: 1px solid rgba(0, 158, 214, 0.1);
  display: flex; align-items: center; justify-content: space-between;
  flex-wrap: wrap; gap: 0.75rem;
}

.coverage-badge-amount {
  display: inline-flex; align-items: center;
  padding: 0.35rem 0.85rem; border-radius: var(--radius-full);
  background: var(--bg-section-alt); color: var(--dark-slate);
  font-family: 'Outfit', sans-serif; font-weight: 800; font-size: 0.9rem;
}

.coverage-link {
  font-size: 0.85rem; font-weight: 600; color: var(--primary-cyan);
  display: inline-flex; align-items: center; gap: 0.35rem;
  text-decoration: underline; cursor: pointer;
}

.coverage-link:hover { color: var(--dark-slate); }
.section-cta-banner { margin-top: 4rem; text-align: center; }

/* ==========================================================================
   "MÁS QUE UN SEGURO" SECTION
   ========================================================================== */
.split-protection-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 2.5rem; margin-top: 3.5rem;
}

@media (max-width: 992px) { .split-protection-grid { grid-template-columns: 1fr; } }

.split-card {
  background: #FFFFFF;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-card);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  display: flex; flex-direction: column;
  transition: transform var(--transition-normal);
}

.split-card:hover { transform: translateY(-5px); border-color: var(--primary-cyan); box-shadow: var(--shadow-md); }
.split-card-img { height: 240px; width: 100%; object-fit: cover; }
.split-card-content { padding: 2.25rem; flex-grow: 1; display: flex; flex-direction: column; }
.split-card-tag { color: var(--primary-cyan); font-size: 0.85rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; margin-bottom: 0.5rem; }
.split-card-title { font-size: 1.75rem; color: var(--dark-slate); margin-bottom: 1.25rem; }

.split-card-list {
  list-style: none; display: flex; flex-direction: column; gap: 0.85rem; margin-bottom: 2rem;
}

.split-card-list li {
  display: flex; align-items: center; gap: 0.8rem;
  color: var(--text-muted); font-size: 1rem;
}

.split-card-list li svg { width: 20px; height: 20px; color: var(--primary-cyan); flex-shrink: 0; }

/* ==========================================================================
   FIGURES / STATS SECTION
   ========================================================================== */
.figures-section {
  background: var(--bg-section-alt);
  position: relative; overflow: hidden;
}

.figures-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 2rem; text-align: center;
}

@media (max-width: 992px) { .figures-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 576px) { .figures-grid { grid-template-columns: 1fr; } }

.figure-card {
  padding: 2rem 1rem;
  background: #FFFFFF;
  border: 1px solid rgba(0, 158, 214, 0.2);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-fast);
}

.figure-card:hover {
  border-color: var(--primary-cyan);
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.figure-number {
  font-family: 'Outfit', sans-serif; font-size: 3.5rem; font-weight: 800;
  color: var(--primary-cyan); line-height: 1; margin-bottom: 0.5rem; display: block;
}

.figure-label { color: var(--dark-slate); font-weight: 700; font-size: 1.1rem; }
.figure-sublabel { color: var(--text-muted); font-size: 0.85rem; margin-top: 0.25rem; }

/* ==========================================================================
   FAQ SECTION (ACCORDION)
   ========================================================================== */
.faq-container { max-width: 860px; margin: 0 auto; }

.faq-item {
  background: #FFFFFF;
  border-radius: var(--radius-md);
  margin-bottom: 1.25rem;
  border: 1px solid var(--border-card);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: border-color var(--transition-fast);
}

.faq-item.active { border-color: var(--primary-cyan); box-shadow: var(--shadow-md); }

.faq-header {
  width: 100%; padding: 1.5rem 1.75rem;
  display: flex; align-items: center; justify-content: space-between; gap: 1rem;
  text-align: left; font-family: 'Outfit', sans-serif; font-size: 1.15rem; font-weight: 700;
  color: var(--dark-slate); cursor: pointer;
}

.faq-icon {
  width: 28px; height: 28px; border-radius: 50%;
  background: var(--bg-section-alt); color: var(--primary-cyan);
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
  transition: transform var(--transition-fast), background var(--transition-fast);
}

.faq-item.active .faq-icon {
  transform: rotate(180deg);
  background: var(--primary-cyan); color: var(--text-white);
}

.faq-body {
  max-height: 0; overflow: hidden;
  transition: max-height 0.35s ease-in-out, padding 0.35s ease-in-out;
  padding: 0 1.75rem;
}

.faq-item.active .faq-body { padding: 0 1.75rem 1.5rem 1.75rem; }
.faq-body p { color: var(--text-muted); font-size: 1rem; line-height: 1.65; }

/* ==========================================================================
   FINAL CTA SECTION
   ========================================================================== */
.final-cta-section {
  position: relative; padding: 7rem 0;
  background: linear-gradient(rgba(28, 52, 60, 0.88), rgba(28, 52, 60, 0.94)), url('../assets/images/cta_bg_cyclist.jpg') center/cover no-repeat;
  color: var(--text-white); text-align: center;
}

.final-cta-box { max-width: 800px; margin: 0 auto; }
.final-cta-title { font-size: 3rem; color: var(--text-white); margin-bottom: 1.5rem; }
@media (max-width: 768px) { .final-cta-title { font-size: 2.2rem; } }
.final-cta-desc { font-size: 1.25rem; color: #D5E5F2; margin-bottom: 2.5rem; }

/* ==========================================================================
   FOOTER
   ========================================================================== */
.footer {
  background: var(--dark-slate);
  color: var(--text-light);
  padding: 5rem 0 2rem;
  border-top: 1px solid rgba(0, 158, 214, 0.25);
}

.footer-grid {
  display: grid; grid-template-columns: 2fr repeat(3, 1fr); gap: 3rem; margin-bottom: 4rem;
}

@media (max-width: 992px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 576px) { .footer-grid { grid-template-columns: 1fr; } }

.footer-brand p { margin-top: 1.25rem; font-size: 0.95rem; max-width: 320px; line-height: 1.6; }
.footer-column h4 { color: #FFFFFF; font-size: 1.1rem; margin-bottom: 1.5rem; }
.footer-links { list-style: none; display: flex; flex-direction: column; gap: 0.75rem; }
.footer-links a { font-size: 0.9rem; color: var(--text-light); }
.footer-links a:hover { color: var(--primary-cyan); }

.footer-bottom {
  padding-top: 2rem; border-top: 1px solid rgba(255, 255, 255, 0.08);
  display: flex; align-items: center; justify-content: space-between;
  flex-wrap: wrap; gap: 1rem; font-size: 0.85rem;
}

/* ==========================================================================
   MODAL SYSTEM & IFRAME GUARANTEE
   ========================================================================== */
.modal-overlay {
  position: fixed;
  top: 0; left: 0; width: 100vw; height: 100vh;
  background: rgba(28, 52, 60, 0.85);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  z-index: 2000;
  display: flex; align-items: center; justify-content: center;
  opacity: 0; visibility: hidden;
  transition: opacity 0.3s ease, visibility 0.3s ease;
  padding: 1rem;
}

.modal-overlay.active {
  opacity: 1; visibility: visible;
}

.modal-container {
  background: #FFFFFF;
  width: 92vw;
  max-width: 1400px;
  height: 88vh;
  min-height: 600px;
  border-radius: var(--radius-lg);
  box-shadow: 0 25px 60px rgba(0, 0, 0, 0.4);
  display: flex; flex-direction: column;
  overflow: hidden;
  transform: scale(0.95) translateY(20px);
  transition: transform 0.3s ease;
  border: 1px solid var(--border-light);
}

.modal-overlay.active .modal-container {
  transform: scale(1) translateY(0);
}

.modal-selection-bar {
  background: var(--dark-slate);
  color: var(--primary-cyan);
  padding: 0.6rem 1.25rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  border-bottom: 1px solid rgba(0, 158, 214, 0.25);
  min-height: 44px;
  font-size: 0.95rem;
  position: relative;
  z-index: 10;
}

.modal-selection-bar .selection-text {
  font-weight: 600;
  color: #FFFFFF;
}

.modal-selection-bar .selection-text strong {
  color: var(--primary-cyan);
}

.modal-selection-bar .modal-close-btn {
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.15);
  color: #FFFFFF;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  font-weight: 700;
  margin-left: auto;
  transition: background var(--transition-fast), transform var(--transition-fast);
}

.modal-selection-bar .modal-close-btn:hover {
  background: var(--primary-cyan);
  color: var(--dark-slate);
  transform: rotate(90deg);
}

.modal-body {
  flex-grow: 1;
  width: 100%;
  height: 100%;
  position: relative;
  background: #FFFFFF;
  overflow: hidden;
  display: flex;
  flex-direction: column;
}

/* ==========================================================================
   IFRAME WRAPPER — recorta #Top_bar y #Footer de segurabici.es (cross-origin)
   El iframe no puede ser manipulado (distinto dominio), así que usamos:
   · overflow:hidden en el wrapper para que el recorte no sea visible
   · margin-top negativo en el iframe para subir el contenido y ocultar el #Top_bar
   · height extendido para compensar el desplazamiento y ocultar el #Footer
   ========================================================================== */
.iframe-wrapper {
  position: relative;
  flex-grow: 1;
  width: 100%;
  overflow: hidden;
}

.modal-iframe {
  width: 100%;
  border: none;
  display: block;
  margin-top: -60px;           /* oculta #Top_bar (~60px en BeTheme segurabici.es) */
  height: calc(100% + 280px);  /* 60px top + 220px footer = 280px extra */
  min-height: 620px;
}

@media (max-width: 768px) {
  .modal-container { width: 96vw; height: 94vh; border-radius: var(--radius-md); }
  .modal-header { padding: 1rem; }
}

.locks-modal-body { padding: 2.5rem; overflow-y: auto; }
.locks-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.5rem; margin-top: 1.5rem; }
@media (max-width: 768px) { .locks-grid { grid-template-columns: 1fr; } }
.lock-card { padding: 1.5rem; border: 1px solid var(--border-card); border-radius: var(--radius-md); background: #FFFFFF; }
.lock-card h4 { color: var(--dark-slate); margin-bottom: 0.5rem; }

.fade-in-up {
  opacity: 0; transform: translateY(30px);
  transition: opacity 0.6s ease-out, transform 0.6s ease-out;
}

.fade-in-up.visible { opacity: 1; transform: translateY(0); }

/* ==========================================================================
   NON-INSURABLE CALLOUT BOX & LAW SECTIONS
   ========================================================================== */
.non-insurable-box {
  margin-top: 1.5rem;
  background: rgba(239, 68, 68, 0.08);
  border: 1px solid rgba(239, 68, 68, 0.3);
  border-left: 4px solid #EF4444;
  border-radius: var(--radius-md);
  padding: 1.25rem 1.5rem;
  display: flex;
  align-items: flex-start;
  gap: 1rem;
}

.non-insurable-icon {
  font-size: 1.5rem;
  line-height: 1;
  flex-shrink: 0;
}

.non-insurable-content h5 {
  color: #B91C1C;
  font-size: 0.95rem;
  font-weight: 700;
  margin-bottom: 0.35rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.non-insurable-content p {
  color: var(--dark-slate);
  font-size: 0.9rem;
  line-height: 1.45;
  margin: 0;
}

/* Coverage Category Headers & Badges */
.coverage-category-header {
  margin-top: 3rem;
  margin-bottom: 1.75rem;
  display: flex;
  align-items: center;
  gap: 1rem;
  border-bottom: 2px solid rgba(0, 158, 214, 0.15);
  padding-bottom: 0.75rem;
}

.coverage-category-header h3 {
  font-size: 1.6rem;
  color: var(--dark-slate);
  font-family: 'Outfit', sans-serif;
  margin: 0;
}

.coverage-badge-basic {
  background: rgba(0, 158, 214, 0.15);
  color: var(--primary-cyan);
  border: 1px solid rgba(0, 158, 214, 0.3);
  padding: 0.25rem 0.75rem;
  border-radius: var(--radius-full);
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.coverage-badge-opt {
  background: rgba(245, 158, 11, 0.15);
  color: #D97706;
  border: 1px solid rgba(245, 158, 11, 0.3);
  padding: 0.25rem 0.75rem;
  border-radius: var(--radius-full);
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.law-section {
  background: linear-gradient(135deg, #1C343C 0%, #0F2027 100%);
  color: #FFFFFF;
  border-radius: var(--radius-lg);
  padding: 3.5rem 3rem;
  margin-top: 4rem;
  box-shadow: var(--shadow-md);
  position: relative;
  overflow: hidden;
}

.law-section::after {
  content: '⚖️';
  position: absolute;
  right: 2rem;
  bottom: 1rem;
  font-size: 8rem;
  opacity: 0.08;
  pointer-events: none;
}

.law-section h2 {
  color: #FFFFFF;
  font-size: 2rem;
  margin-bottom: 1.5rem;
}

.law-section p {
  color: rgba(255, 255, 255, 0.88);
  font-size: 1.05rem;
  line-height: 1.7;
  margin-bottom: 1.25rem;
}

.law-highlight {
  background: rgba(0, 158, 214, 0.2);
  border-left: 3px solid var(--primary-cyan);
  padding: 1rem 1.25rem;
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  margin-top: 1.5rem;
  font-weight: 500;
}